Our Approach

Nikulski Financial, Inc. is a fee only Registered Investment Advisory (RIA) firm that emphasizes comprehensive financial planning. Being an RIA means that we have a fiduciary duty to keep our clients’ best interests at the forefront of all decisions. We believe this is accomplished through the values-based relationships we build with our clients. The level of personalized service we provide is the engine that drives us to achieve excellence in our industry.

At Nikulski Financial, Inc.  we are a little different than other highly credentialed Certified Financial Planners. While managing your money is our duty, we focus on the goals you want to achieve and how Nikulski’s experienced management can help.

We begin our comprehensive planning with the “end in mind” helping our clients to successfully articulate what really matters in their lives – their goals, beliefs, and values.

We then outline strategies to help clients achieve those milestones under our diligent care. Our disciplined approach to comprehensive planning includes a personal investment risk assessment along with our proprietary Dynamic Allocation Strategy, allowing us to create client specific financial strategies and individually tailored portfolios. Through prudent management, our firm ensures that your interests are at the forefront of every management decision, assisting you in accomplishing your financial goals.

Our independent status and trusted skills provide NF the flexibility and tools to help clients achieve successful and satisfying lives.