Small Business Planning

The business itself is often the largest asset on the owner’s balance sheet.  We assist you in maximizing the opportunity as you elect to transition out of the business or after an unfortunate death or disability.

Employer-Sponsored Retirement Plans

Employee sponsored retirement plan investments typically represent a sizable portion of a client's investable assets.

Because we are a Registered Investment Advisory (RIA) firm, we can provide investment management advice for these investments for a fee. Our sophisticated software allows us to integrate these retirement accounts into a consolidated report.  

This allows us to better help you with the big picture.

For our self-employed or business owner clients, we also assist in the selection and management of new retirement plans.

Employee Equity Compensation

Many employees receive equity compensation as a supplement to their salaries. This can include incentive stock options and nonqualified stock option plans, restricted stock, and employee stock ownership plans.

We provide assistance to help executives manage complex equity compensation packages.


Mergers & Acquisitions

Determining the true value of a company can be a daunting task.  Mergers and acquisitions can take a long time to market, negotiate, and ultimately close the deal.

This should not stop you from achieving your dream goal whether it’s becoming your own boss, expanding an already thriving business, or building a succession plan to ensure your business’s future is in good hands.

At Nikulski Financial, our Certified Financial Professionals have the expertise and know-how to help you navigate these challenges to ultimately help you achieve your goals.