Is there an overall investment philosophy at Nikulski Financial?
Yes. We believe the best approach for our client’s portfolios is within a core-satellite investment structure. This means that the majority of a client’s assets are within one of three “core” risk-based model portfolios that we manage: Moderately Conservative, Moderate, and Moderately Aggressive.
The remainder of a client’s portfolio is then invested among “satellite” holdings, where we look to assume a tactical strategy to take advantage of opportunities within the market.